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Products/Debt Snowball & Avalanche Calculator
Personal Finance

Debt Snowball & Avalanche Calculator

$9.99

One-time purchase · Instant download · Both formats included

Works with

Microsoft ExcelGoogle SheetsMac + WindowsiPad + ChromebookNo subscription required

Secure checkoutInstant delivery30-day refund

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Scroll through tabs at the bottom to explore all worksheets.

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Personal Finance Complete

9 templates included

$39.99
$89.91
-56%

All Spreadsheets Bundle

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$79.99
$1927.09
-96%

What's Included

7 tabs, formulas pre-wired
Sample data plus a blank version
Conditional formatting and dropdowns set up
Works in Excel and Google Sheets

Overview

Debt payoff calculator that runs both snowball (smallest balance first) and avalanche (highest interest first) side-by-side so you can pick the strategy that actually motivates you. Handles up to 20 debts, shows projected payoff dates, total interest saved, and month-by-month payment schedules.

7 tabs. Working formulas. Sample data you can delete. Covers Settings, Debt List, Snowball Plan, Avalanche Plan and 3 more.

Built for people with multiple debts and credit card debt management. snowball and avalanche method comparison, up to 20 debt accounts, and projected payoff dates per method are wired up out of the box. Excel and Google Sheets, both included.

Worksheets Included (7)

Settings
Debt List
Snowball Plan
Avalanche Plan
Comparison
Payment Schedule
Instructions

Key Features

  • Snowball and avalanche method comparison
  • Up to 20 debt accounts
  • Projected payoff dates per method
  • Total interest savings calculator
  • Monthly payment schedule
  • Visual progress charts
  • Extra payment impact analysis

Ideal For

  • People with multiple debts
  • Credit card debt management
  • Student loan borrowers
  • Financial coaches

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Common Questions

Does this work in Excel AND Google Sheets?
Yes. Every spreadsheet ships in two formats: a native .xlsx file (Excel 2016+) and a Google Sheets copy you can open in your browser. Formulas, formatting, and validation work identically in both. Pick whichever your team uses.
Will the formulas break if I add my own rows?
No. Formulas use structured references and dynamic ranges where it matters, so inserting rows mid-table extends the calculations automatically. The Instructions tab in each workbook explains which rows are formula-driven vs. your input.
Is there a password on the file?
Yes. The workbook is lightly sheet-protected to prevent accidental formula overwrites. The password is included in the Setup Guide PDF that ships with every purchase. You're free to unprotect any sheet once you're in.
What if I need a refund?
30-day money-back guarantee, no questions asked. Email hello@fennecpress.com with your order number and we'll process the refund within a business day.
Can I re-download the file later?
Yes. Create a free account at fennecpress.com/account after purchase and your downloads stay accessible. A copy also lands in the confirmation email you received at checkout.
Can I use this for my business / my clients?
Yes. You own your copy outright and can customize it, share it with your team, and use it for as many internal or client-facing projects as you want. You can't resell the template itself, but any work product you create using the template is entirely yours.
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Templates are tools, not advice. Nothing here is legal, tax, financial, or professional advice. Run big decisions past a qualified professional. Full terms.